Property Insurance Basics
The main purpose of home insurance is to protect your property and provide liability coverage.
Why Get Insurance?
If you're a homeowner…
- Property damage insurance – To protect one of your greatest assets, and because your financial institution requires proof of coverage to guarantee your mortgage
- Liability– You could be held responsible for injuries sustained if, for example, the letter carrier slips and falls on your steps while delivering your mail.
If you're a tenant…
- Liability insurance – You could be held responsible for damages if you accidentally cause a fire.
The Best Basic Coverage on the Market
When you insure your property with Desjardins Insurance, you're automatically protected against most types of damage caused by such things as fire, theft, vandalism, and certain water damage.
Our all risk coverage also protects you against accidents people don't usually think of when buying insurance, like a paint spill on a rug.
Coverage Adapted to Your Needs
In addition to some of the most comprehensive basic insurance around, we offer optional coverage that you can customize to meet your individual needs.
For example, you can opt for additional coverage to protect a valuable collection or object.
Request a property insurance quote online and see how easy it is to be insured by Desjardins Insurance.