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Frequently Asked Insurance Questions

Can You Explain "No Fault" Insurance?

“No fault” insurance refers to Accident Benefit coverage that is available to you even if you are entirely at fault for an accident. You can claim these benefits from us under your policy. It also refers to Direct Compensation Property Damage, where under your policy, you can claim from us the damage caused to your vehicle, to the extent that you are not at fault for an accident.

“No fault” doesn’t mean that you’re not responsible for an accident. It just means that we will handle your claim no matter who’s at fault in the situation. For example, if you’re rear-ended by someone, the other person would be at fault for the accident, but you would deal directly with us instead of with the other driver’s insurance company.

For answers to your questions about the Ajusto program, read the Get the facts section.

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