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The Advantage of Being Well-Informed by Your Insurer

Staged Accidents: Avoid Being a Victim

Staged accidents, orchestrated by criminals who claim false or exaggerated damages and injuries, place innocent drivers in dangerous situations.

Tips to avoid being a victim of organized collisions:

  • Leave significant space between you and the vehicle ahead in case they suddenly slam on the brakes.
  • Be wary when someone waves you in to merge or change lanes as they may be setting you up for a collision.
  • Exercise extra caution when making a left hand turn, knowing the oncoming car - seemingly far away - could accelerate and hit you.
  • Stay well into your own lane when making double lane left hand turns to avoid being sideswiped by the car next to you.

What to do if you are involved in a collision:

  • Once you gather the other driver's information, take pictures of the scene, including the damage to all vehicles involved.
  • Count how many people are in the other vehicle(s). Take note of ages and genders, and even obtain names and contact information. Collect witness names and contact information.
  • Call the police to the scene, file a police report, and keep a copy. Do not take further direction from anyone other than a police officer.
  • Be wary if you are pressured or offered money by a tow truck operator to go to a particular body shop, paralegal or medical professional. Ask your insurer for a list of preferred auto shops.
  • Make sure all bills are detailed and accurate, medical treatments offered are necessary, and always read forms thoroughly before signing them.
  • If you have concerns about how the accident occurred, contact your insurer immediately.

How to Report Fraud

Addressing Fraud Head On

Staged Accidents: Targeting Innocent Drivers


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