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The Advantage of Being Well-Informed by Your Insurer

Auto Insurance Fraud

Addressing Fraud Head On

Desjardins Insurance is committed to addressing insurance fraud head on. We make every effort to deter fraud with the goal of protecting our clients and the general public from both the physical and financial harm caused by this criminal activity.

Our agents are knowledgeable about the latest insurance fraud schemes, our claims staff are trained to identify signs of fraud and our Special Investigations Unit – composed mainly of people with extensive law enforcement experience – are dedicated to pursuing every option of restitution and prosecution.

Fraud: Affecting more than your wallet

Types of insurance fraud that increase your premiums include exaggerated injuries and inflated medical bills. The Insurance Bureau of Canada estimates 10-15% of your premium goes toward fraudulent claims – costing Canadian insurers and policyholders 3 billion dollars each year.

Beyond financial harm is the considerable risk of injury to innocent victims in staged accidents.

Staged Accidents: Targeting Innocent Drivers

How to Avoid Being a Victim

How to Report Fraud


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