Comprehensive
Protect Yourself Against Non-collision Accidents
Comprehensive coverage protects you against loss or damage to your vehicle that isn’t included in collision coverage, such as:
- Theft
- Earthquakes
- Explosions
- Objects thrown in the air or falling objects
- Fire
- Wind storms
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- Floods
- Loss or damage caused by projectiles
- Vandalism
- Riots or disturbances of the peace
- Hail
- Lightning
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Comprehensive coverage is mandatory if your vehicle is leased or purchased with financing.
In Context
After a stormy winter night, Jerry woke to an alarming scene. His car shelter had caved in under the weight of the snow and a metal bar had gone through the car’s roof and windshield.
Fortunately Jerry had opted to add comprehensive coverage to his auto insurance policy. As a result, his insurance company paid for the repairs and Jerry paid only the deductible.
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