Property Damage Insurance
Protect Your Property Against Unfortunate Accidents
If you’re a home owner, property damage insurance protects your residence, outbuildings (garage, shed, etc.), and personal belongings against most accidental damage (fire, theft, vandalism, water damage, etc.).
It also covers accidents people don’t think of when buying insurance.
If you’re a tenant, it protects all the belongings you’ve accumulated over time.
In both cases, we recommend
all risk coverage for better protection. We also offer optional coverage that can be customized to your needs.
In Context
While Annie was on vacation in Switzerland, the neighborhood where she lived fell victim to a series of break-ins. Unfortunately her apartment wasn’t spared.
The thieves made off with her computer, plasma TV, DVD player, and a number of DVDs. They also vandalized part of the apartment. Property damage was estimated at $4,355.
Fortunately she had home insurance that covered theft and vandalism and therefore only had to pay the deductible!
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