Property Damage Insurance
Protect your property against unfortunate accidents
If you're a home owner, property insurance covers your residence, outbuildings (garage, shed, etc.), and personal belongings against most accidental damage (fire, theft, vandalism, water damage, etc.).
If you're a tenant, it covers your personal belongings.
It also covers most accidents which people don't think of when buying insurance.
In both cases, we recommend all risk coverage for better protection. We also offer optional coverage that can be customized to your needs.
In Context
While Annie was on vacation in Switzerland, the neighborhood where she lived fell victim to a series of break-ins. Unfortunately her apartment wasn't spared.
The thieves made off with her computer, plasma TV, DVD player, and a number of DVDs. They also vandalized part of the apartment. Property damage was estimated at $4,355.
Fortunately she had property insurance that covered theft and vandalism. The only thing Annie was responsible for was her deductible!
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This text is intended as a guide. Full conditions and exclusions can be found in the insurance policy.