Liability
Be Covered Against Damage You May Involuntarily Cause Others
Liability coverage protects you against bodily injury and property damage you may involuntarily cause another person. It protects you if you’re responsible for accidentally injuring others or damaging their property.
Most policyholders opt for $1 million in Liability insurance coverage. You may, however, increase this amount up to $5 million under certain conditions.
In Context
Sophie was running a bath for little Emma when she was distracted for a few minutes by an urgent phone call.
When she returned to the bathroom, water had already leaked into Mr. Brown’s residence below.
Damage to the ceiling was estimated at $8,700.
Fortunately Sophie’s home insurance policy covered liability, so she didn’t have to pay for the damage.
Get a quote online