Water damage
Protect Yourself Against Water Damage
Basic Coverage
Your basic contract covers you against damage caused by water. For example, it protects you in case of leaks caused by:
- Electric household appliances, such as a dishwasher
- Plumbing problems, such as a burst pipe
Optional Coverage
You can add optional coverage to your policy to protect you against:
- Water damage caused by rain or snow infiltration through the roof or walls
- Sewer backups, etc.
In Context
When Sophie got home, she noticed that the heavy rains had caused the sewer to back up.
Not to worry! When she insured her home, Sophie took care to add coverage against sewer backups for an amount that corresponded to her needs ($10,000). All she had to pay was the deductible to have the $7,000 in damage repaired.
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