"All-Around Winner" Contest Rules

The "All-Around Winner" contest is organized and sponsored by Desjardins General Insurance Inc. (hereinafter DGI) and runs from November 25, 2011 to June 1, 2012, closing at 11:59 p.m. Eastern time.

How to Enter

This contest is open to anyone holding a personal insurance policy with DGI. To be automatically entered in the contest, policy holders must have signed up for Online Client Services and selected the No Paper option at DesjardinsGeneralInsurance.com/Online, between November 25, 2011 and June 1, 2012.

Prizes to Be Won

There is a total of approximately CA$10,000 (before taxes) to be won. In all, six (6) prizes will be awarded. The draws will be made from all entrants according to the terms and conditions set out in these rules, and the following prizes will be awarded.

  • Five (5) latest generation iPad*, valued at approximately CA$1,000 each (before taxes), which will be presented at random to five entrants as secondary prizes.

  • One (1) grand prize of CA$5,000 in cash awarded to one person selected at random from all entrants, including the five secondary prize winners, and presented to the grand prize winner in the form of a check that can be used to purchase computer equipment.

Draws

  • 5 latest generation iPad
    On March 8, 2012, at 11:00 a.m., 6300 boul. de la Rive-Sud Lévis

  • Grand prize: a check for CA$5,000
    On June 8, 2012, at 11:00 a.m., 6300 boul. de la Rive-Sud Lévis

Eligibility

To enter the contest, entrants must, on the date of the draw,

  • Reside in the province of Quebec

  • Be at least 18 years of age

  • Be signed up for Online Client Services and the No Paper option at the following address: DesjardinsGeneralInsurance.com/Online or have been reached by a DGI damage insurance agent to complete the registration form for Online Client Services and the No Paper option. Individuals who also wish to enter the contest without signing up for Online Client Services or the No Paper option may do so by submitting a 50 word handwritten letter explaining why they wish to enter. They must mail the letter to All-Around Winner Contest, Desjardins General Insurance Inc., 6300 boulevard de la Rive-Sud, Lévis, Québec G6V 6P9. The letter must be postmarked no later than May 20, 2012, failing which the entry will be void. Limit of one (1) entry per person.

  • Be signed up as described in the "How to Enter" paragraph herein

  • Hold an insurance policy with DGI, with the exception of business insurance policies

No entry form required. No purchase necessary.

Employees, representatives, or agents of DGI, any other Desjardins General Insurance Group Inc. entity, and anyone with whom the abovementioned reside, may not enter the contest.

Draw Details

  1. Secondary prize winners will be selected at random by means of five (5) electronic draws held at DGI headquarters at 6300, boulevard de la Rive-Sud, Lévis, Québec G6V 6P9. Each draw will be made from among all entrants automatically entered by signing up for Online Client Services and the No Paper option between November 25, 2011 and March 1, 2012, and will be held on the following date:

    1. March 8, 2012, at 11:00 a.m. (Eastern time), from all eligible entrants

  2. The winner of the grand prize will be selected at random by means of an electronic draw held at DGI headquarters at 6300 boulevard de la Rive-Sud, Lévis, Québec G6V 6P9, on the following date:

    1. June 8, 2012, at 11:00 a.m. (Eastern time), from all eligible entrants

  3. One chance to win a secondary prize per entry. Only one entry per person will be accepted. The odds of winning a secondary prize depend on the number of entrants signed up for Online Client Services and the No Paper option and the number of entry letters received.

  4. One chance to win the grand prize per entry. Only one entry per person will be accepted. The odds of winning the grand prize depend on the number of entrants signing up for Online Client Services and the No Paper option and the number of entry letters received.

  5. Secondary prize winners are eligible for the grand prize draw.

  6. The contest entrant is the person who signed up for Online Client Services and the No Paper option at DesjardinsGeneralInsurance.com/Online or who wrote a 50 word letter explaining why he or she entered the contest, as described in the Eligibility paragraph herein.

  7. To obtain their prize, all winners must meet the eligibility criteria mentioned herein, and

    1. Be reached by telephone within ten (10) business days of the draw

    2. Correctly answer a time-limited, mathematical skill-testing question asked over the telephone

    3. Accept the prize as is

    4. Consent to the use of their name, place of residence, photograph, or voice in any contest-related advertising, without any compensation whatsoever

    5. Sign a declaration and release form in accordance with the terms stipulated by DGI, if required by DGI, and return it within ten (10) days of its receipt

    If a winner fails to meet these conditions, the organizers will select another winner. This subsequent draw will proceed in the same manner as described herein, with the exception of the date, which cannot be the same.

  8. The secondary prizes will be sent to the winners by courier service according to the following conditions:

    1. The prizes will be sent to the winners within four (4) to six (6) weeks of the draw date.

    2. DGI disclaims any and all responsibility in the event of loss or theft of the latest generation iPad.

    3. Prizes cannot be transferred to another person or to the winner's successors or heirs.

    4. Prizes cannot be transferred to another person nor exchanged or substituted for another prize.

  9. The CA$5,000 grand prize will be awarded to the winner in the form of a check :

    1. The prize will be sent to the winner within four (4) to six (6) weeks of the draw date.

    2. DGI disclaims any and all responsibility in the event of loss or theft of the check .

    3. The prize cannot be transferred to another person or to the winner's successors or heirs.

    4. The prize cannot be transferred to another person or exchanged or substituted for another prize.

General Provisions

  1. DGI reserves the right to change the terms of the contest or to cancel it without notice at any time, subject to the approval of Quebec's Régie des alcools, des courses et des jeux.

  2. DGI reserves the right to disqualify any entrant or cancel any entry that does not comply with these rules.

  3. All decisions made by DGI are final and binding, subject to any decision of Quebec's Régie des alcools, des courses et des jeux on any matter under its jurisdiction.

  4. DGI cannot be held liable for lost entries or for any failure, for any reason whatsoever, that may affect the availability or operation of the website or any telecommunications systems and networks for the duration of this contest. Moreover, DGI cannot be held liable for any damage to entrants' computers or to components of computer systems used to enter this contest.

  5. Disputes regarding the organization or conduct of a promotional contest may be submitted to Régie des alcools, des courses et des jeux du Québec for a ruling. Disputes regarding the awarding of a prize may be submitted to Régie des alcools, des courses et des jeux du Québec, but only for the purpose of helping the parties reach a settlement.

  6. By entering this contest, participants release DGI of all liability for any damage that could result from said entry or from the acceptance or use of the prize if the person is declared a winner.

    1. The supplier of the product is not associated with this contest and is not sponsoring it in any way.

    2. The winner acknowledges that the only warranties applicable to this prize are the warranties normally offered by the suppliers of the product.

  7. The contest is subject to all applicable laws.

  8. These contest rules are also available in French upon request from the following address: Concours « Gagnant sur toute la ligne » – Desjardins Assurances générales inc., 6300, boulevard de la Rive-Sud, Lévis (Québec) G6V 6P9. In the event of discrepancy between the English and French versions of these rules, the French version will prevail. These rules are also available at the following addresses: DesjardinsGeneralInsurance.com/Online and DesjardinsAssurancesGenerales.com/EnLigne.

TM Registered trademark of Desjardins General Insurance Inc.
*iPad is a registered trademark of Apple Inc.