Get a quote now!
See what the Ajusto program can do for you now!
Get rewarded for your good driving habits after only 100 days of trip analysis. You’re insured with us? You could get an additional discount on your auto insurance premium!
How does Ajusto work?
The Ajusto® program provides you with personalized feedback on how you drive. It’s simple. Download the Desjardins Insurance Home-Auto app, activate the Ajusto section and you’re on your way to potential savings!
By adopting safer driving habits, you could get additional savings of up to 25% on your car insurance premium. For each trip, you get a score based on 4 criteria:
With the Ajusto program, you have more control of your savings because you’re in charge of the main driving habits used to calculate your score. The Ajusto program also considers your distance travelled and time of day in the calculation, but we know you have less control over these criteria so they have less impact on your score.
Do you think your driving skills can help you save with the Ajusto program?
How is my score calculated?
You’ll get a score for each trip you drive based on a general picture of your driving.
You can dig into the details of each trip to see the events that impacted your score and find out how you can improve.
To get your final score, you need to complete 100 days of trips AND drive 1,000 km. Your final score is calculated at the end of this analysis period. If you’re eligible for additional savings, they’ll be applied to your auto insurance premium right away. You no longer have to wait for your auto insurance renewal to save!
Your driving habits: the key to your success!
Great driving habits are at the heart of the Ajusto program. Let's see what kind of driver you are!
Are you an ace at respecting the speed limit, because you know it’s there for road safety? Then you’re a Feather-Feet driver!
Adopting this driving habit really pays off: you avoid driving convictions and demerit points and you help make our roads safer!
Do you start to sweat when you see a speed radar? Have you lost demerit points for speeding in the past? Try reducing your speed to increase your chances of getting a discount with the Ajusto
Do you plan your trips to perfection to avoid rushing and having to accelerate to catch a light? Then you’re a Steady Eddie!
This is a great habit to save on gas and reduce the risk of accidents.
Do you sink right into your seat when you zip out of your driveway? Try accelerating more slowly to increase your chances of getting a discount with the Ajusto program.
Are you a defensive driver who’s always on the lookout for other drivers on the road? Then you’re an Anticipator!
Keeping a safe distance between your vehicle and the one ahead gives you more time to react and helps you avoid sudden braking.
Does your nose come a little too close to the steering wheel when you brake? Give yourself more time to slow down and increase your chances of getting a discount with the Ajusto program.
Do you usually take a corner at the posted speed? Then you’re a Smooth Operator!
It means you can drive like a pro and avoid skidding and losing control.
Do your grocery bags spill when you take a corner? Try slowing down to a safe speed before you reach the corner to increase your chances of getting a discount with the Ajusto program.
To improve one or more of these habits, use our medals to challenge yourself and improve your driving! Try to combine the Feather-Feet, Steady Eddie, Anticipator and Smooth Operator medals to see your score increase!
Once is not a pattern!
What happens if you have to brake suddenly for an ambulance or if another driver cuts you off?
Don’t worry: one-offs won’t affect your score. Desjardins Insurance calculates your score based on an overall picture of your driving, and not on a single event.
Sign up for the Ajusto program now!
Do you have car insurance with us?
Sign up for the Ajusto program in the Desjardins Insurance Home-Auto app or call us at
You don’t have auto insurance with us yet?
Get a quote online or call us at
Once you’ve signed up for the Ajusto program, you’ll need to complete a trip analysis for 100 days and 1,000 km. Your good driving habits could help you save up to 25% more on your auto insurance!
At Desjardins Insurance, we're committed to keeping your personal information secure and confidential. Your driving data will never be used to apply penalties or premium increases.
To find out more about how your personal information is managed, please read the Ajusto program Important: This PDF is intended for printing. It has not been optimized for screen readers.terms and conditions (PDF)
Certain conditions, limitations and exclusions may apply.
Ajusto is underwritten by Desjardins Insurance which refers to Desjardins General Insurance Inc in Quebec and to Certas Direct Insurance Company in Ontario.
® Ajusto is a registered trademark of Desjardins General Insurance Inc, used with permission by Certas Direct Insurance Company.
The discount does not apply to certain endorsements and additional coverages. Subject to the Terms and Conditions of the Ajusto Program in effect on the date of your enrollment.
Apple, the Apple logo, iPhone and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Google Play and Android are trademarks of Google Inc.