How does Ajusto work?
The Ajusto® program provides you with personalized feedback on how you drive. It’s simple. Download the Desjardins Insurance Home-Auto app, activate the Ajusto section and you’re on your way to potential savings!
By adopting safer driving habits, you could get savings on your car insurance premium. After only 5 trips, you get a first score based on these criteria:
Speed
Fast acceleration
Hard braking
Cell phone distractions
Most car accidents are caused by speeding and distracted driving. We launched the Ajusto program to improve road safety and reward good drivers!
How is my score calculated?
You’ll get a score based on all of your driving habits.
Speed, fast acceleration, hard braking and cell phone distractions are factored into your score. So are the distance you drive, your time in the car, and your daily routine.
View your trip details to see your trip rating out of 3 stars and any related driving events. You’ll also get personalized tips so you can improve your driving.
To get your final score, you need to complete 100 days of trips AND drive 1,000 km. Your final score is calculated at the end of this analysis period. If you’re eligible for a discount, it will be applied to your auto insurance premium right away.
Feather-Feet
Are you an ace at respecting the speed limit, because you know it’s there for road safety? Then you’re a Feather-Feet driver!
Adopting this driving habit really pays off: you avoid driving convictions and demerit points and you help make our roads safer!
Do you start to sweat when you see a speed radar? Have you lost demerit points for speeding in the past? Try reducing your speed to increase your chances of getting a discount with the Ajusto
Steady Eddie
Do you plan your trips to perfection to avoid rushing and having to accelerate to catch a light? Then you’re a Steady Eddie!
This is a great habit to save on gas and reduce the risk of accidents.
Do you sink right into your seat when you zip out of your driveway? Try accelerating more slowly to increase your chances of getting a discount with the Ajusto program.
Anticipator
Are you a defensive driver who’s always on the lookout for other drivers on the road? Then you’re an Anticipator!
Keeping a safe distance between your vehicle and the one ahead gives you more time to react and helps you avoid sudden braking.
Does your nose come a little too close to the steering wheel when you brake? Give yourself more time to slow down and increase your chances of getting a discount with the Ajusto program.
Smooth Operator
Do you usually take a corner at the posted speed? Then you’re a Smooth Operator!
It means you can drive like a pro and avoid skidding and losing control.
Do your grocery bags spill when you take a corner? Try slowing down to a safe speed before you reach the corner to increase your chances of getting a discount with the Ajusto program.
Once is not a pattern!
What happens if you have to brake suddenly for an ambulance or if another driver cuts you off?
Don’t worry: one-offs won’t affect your score. Desjardins Insurance calculates your score based on an overall picture of your driving, and not on a single event.
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