How it works?
Get a quote now!
3 easy steps to follow:
Get the free Desjardins Insurance Home-Auto app!
The Ajusto program rates your driving on four criteria:
Cut down on fast acceleration, hard braking and hard cornering and your score goes up! Sure, there are times when you need to brake hard to avoid an accident. That's why Desjardins Insurance calculates your score based on an overall picture of your driving, and not on a single event.
Respecting the speed limit decreases the risk of an accident and helps improve road safety. That being said, the parameters have been set to allow a small margin over the legal speed limit (between 10 and 15 km/h according to the posted limit), without compromising the safety values Desjardins Insurance wants to promote with its Ajusto program. To maximize your score and, by extension your discount, drive at a safe speed!
Time of day travelled
Certain times of the day are riskier than others. For instance, when you drive at night, everyone on the road is affected by tiredness and slower reflexes, or when you drive during rush hours, when the number of drivers on the road is higher. Ajusto associates a level of risk with different times of the day. For a higher score, try to avoid driving during high-risk periods.
The less you drive, the less likely you are to have an accident. It's as simple as that! You deserve a reward from your insurer for driving less: a higher score and more savings!
Discover all the benefits of Ajusto. Not only will you have fun analyzing your trips, adjusting your driving and watching your score go up, you’ll look forward to potential saving on your insurance at renewal – up to 25%!
Context of this video: With background music, this video displays text and image sequences of the Ajusto application.
Title: Ajusto Desjardins Insurance
How does the new Ajusto app work?
Title: Download the Ajusto app
Get a better picture of your driving.
An image of the application shows an itinerary on a map containing specific driving events such fast acceleration and hard braking.
Title: Based on 4 criteria:
Driving smoothness, driving speed, time of day travelled, distance travelled.
We can see an image of the application and each of the criteria evaluated, for example, 4 stars out of 5 for speed.
Title: See your score for every trip. The higher the score, the higher the savings.
Up to 25% more
An image of the application shows the user's percentage score, the Share button and the details on the last trip such as the date, distance, time and score.
Title: You can also share your score on Facebook and Twitter.
Title: And challenge your friends!
Save even more on your car insurance.
Up to 25% more
Title: Take it for a test drive now!
We see the buttons "Download on the App Store" and button "Get it on Google Play”.
Title: Ajusto. Drive safe and save.
Title: Questions? Getjusto.com. Desjardins Insurance.
Legal info text: Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Desjardins Insurance refers to Desjardins General Insurance Inc. in Quebec and to Certas Direct Insurance Company or Certas Home and Auto Insurance Company in Ontario. Ajusto is underwritten by Desjardins General Insurance Inc. in Quebec and by Certas Direct Insurance Company or Certas Home and Auto Insurance Company in Ontario. Ajusto, is a trademark of Desjardins General Insurance Inc. used with permission by Certas Direct Insurance Company and Certas Home and Auto Insurance Company. Ajusto is available in Ontario and Quebec only.
At Desjardins Insurance, we're committed to keeping your personal information secure and confidential. Your driving data will never be used to apply penalties or premium increases.
To find out more about how your personal information is managed, please read the Ajusto program Important: This PDF is intended for printing. It has not been optimized for screen readers.terms and conditions (PDF)
- The Desjardins Insurance Home-Auto application is compatible with iPhone or Android smartphones that are less than three years old. If you are unable to view the application, your phone is most likely incompatible. Please call a P&C insurance agent at 1-877-699-9923.
- The discount does not apply to certain endorsements and additional coverages. Please note that the savings will automatically be applied to the premium at renewal.
- Certain conditions and restrictions may apply.
- Ajusto is underwritten by Desjardins Insurance, which refers to Certas Direct Insurance Company.
- ® Ajusto is a registered trademark of Desjardins General Insurance Inc., used with permission by Certas Direct Insurance Company.
- Apple, the Apple logo, iPhone and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
- Google Play and Android are trademarks of Google Inc.