Your province

Skip to Content

Auto insurance coverage

Get a quote now!

Quick quote (1 car/1 driver)
Detailed quote (Up to 2 cars and 3 drivers)

Insurance type


When you’re behind the wheel, being properly insured is what really counts.

With Desjardins Insurance, you’ll find the personal auto insurance coverage that’s right for you.

Auto insurance: Standard coverage

Learn more

Third Party Liability (Mandatory)

Covers you in case of accidental property damage or bodily injury caused to others.

Learn more

Collision or Upset

Covers you against damage if your vehicle rolls over or is involved in a collision.

Learn more


Covers your vehicle against non-collision damage such as theft, vandalism, broken glass and hail.

Learn more

Accident Benefits (Mandatory)

Pays benefits if you are injured or lose your life in a car accident.

Learn more

Uninsured Automobile Coverage (Mandatory)

Provides coverage against accidents caused by uninsured motorists.

Learn more

Family Protection

Provides additional protection in the event of injury or death caused by an underinsured motorist.

Learn more

Direct Compensation Property Damage (DCPD) (Mandatory)

Provides coverage for damage to your vehicle if you are not or are only partially at fault for an accident.

Learn more

More about standard car insurance coverage

Auto insurance: Optional coverage

Learn more

5-Year New Vehicle Protection

Protects your new vehicle against depreciation for up to 5 years.

Learn more

Trouble-Free Option®

A special package that combines the most popular optional coverages.

Learn more

$0 Deductible Option

Ensures you pay no deductible in the event of theft, vandalism or an at-fault accident.

Learn more

Liability for Damage to Non-owned Automobiles

Covers you if you damage a rented or borrowed car anywhere in Canada or the United States.

Learn more

Transportation Replacement

Covers your transportation replacement costs while your vehicle is being repaired in the event of a claim.

Learn more

Accident-Free Protection

Ensures you won’t be penalized for your first at-fault accident.

Learn more

More about optional car insurance coverage


Get a quote

Up to 2 cars and 3 drivers 1 car and 1 driver

Prefer to call us?

  • The information provided on this page is meant for informational purposes only. Full details regarding coverage and exclusions can be found in the insurance policy, which always prevails. Certain conditions, limitations and exclusions may apply.
  • ® Trouble-Free Option is a registered trademark of Desjardins General Insurance Group Inc.