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Auto insurance coverage

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Insurance type


When you’re behind the wheel, being properly insured is what really counts.

With Desjardins Insurance, you’ll find the personal auto insurance coverage that’s right for you.

Auto insurance: standard coverage

Third Party Liability (Mandatory)

Covers you in case of accidental property damage or bodily injury caused to others.

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Collision or Upset

Covers you against damage if your vehicle rolls over or is involved in a collision.

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Covers your vehicle against non-collision damage such as theft, vandalism, broken glass and hail.

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Accident Benefits (Mandatory)

Pays benefits if you are injured or lose your life in a car accident.

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Uninsured Automobile Coverage (Mandatory)

Provides coverage against accidents caused by uninsured motorists.

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Family Protection

Provides additional protection in the event of injury or death caused by an underinsured motorist.

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Direct Compensation Property Damage (DCPD) (Mandatory)

Provides coverage for damage to your vehicle if you are not or are only partially at fault for an accident.

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More about standard car insurance coverage

Auto insurance: optional coverage

5-Year New Vehicle Protection

Protects your new vehicle against depreciation for up to 5 years.

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Trouble-Free Option®

A special package that combines the most popular optional coverages.

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$0 Deductible Option

Ensures you pay no deductible in the event of theft, vandalism or an at-fault accident.

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Liability for Damage to Non-owned Automobiles

Covers you if you damage a rented or borrowed car anywhere in Canada or the United States.

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Transportation Replacement

Covers your transportation replacement costs while your vehicle is being repaired in the event of a claim.

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Accident-Free Protection

Ensures you won’t be penalized for your first at-fault accident.

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More about optional car insurance coverage

  • The information provided on this page is meant for informational purposes only. Full details regarding coverage and exclusions can be found in the insurance policy, which always prevails. Certain conditions, limitations and exclusions may apply.
  • ® Trouble-Free Option is a registered trademark of Desjardins General Insurance Group Inc.

See how easy it is to get the right car insurance with Desjardins Insurance!

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