Do you have a new vehicle?

Replacement cost insurance can be worthwhile coverage to have in the event of a total loss.

This coverage protects your vehicle against depreciation for up to 5 years.

• In the event of a total loss, your vehicle will be replaced with a new vehicle
• In the event of a partial loss, your vehicle will be repaired with new parts

 Renting or borrowing a vehicle?

This insurance covers damage to vehicles that you rent or borrow for short-term personal use in Canada or the United States.

Check your insurance policy to find out if you have this coverage. If you do, you won't need the additional insurance offered by the rental company.

• Included in the Trouble-Free Option^®

For example, if you borrow your cousin’s pickup truck and you back into a lamp post, you’ll be covered for damage to the bumper.

Was the lamp post damaged too? Your liability insurance will cover property that doesn’t belong to you.

Renting or borrowing a vehicle abroad?

Your auto insurance doesn’t cover vehicles you rent outside Canada or the United States. However, you may have coverage through your credit card. Find out!

 Want to avoid paying a deductible?

With this coverage, no deductible payment is required when you make a claim

• In the event of theft, vandalism or an at-fault accident