Required if your vehicle is leased or purchased with financing

Protects you against damage caused to your vehicle if:

• You have an at-fault accident
• Your car hits an object
• Your car rolls over

 Mandatory

Provides coverage for:

• Medical, rehabilitation and funeral expenses
• Death and loss of income benefits

You can increase your Accident Benefits coverage with:

• Optional income replacement benefits
• Optional medical, rehabilitation and attendant care benefits
• Optional death and funeral expense benefits

Beginning June 1^st, 2016, if you are either buying a new auto insurance policy or renewing an existing one, you will have more options to purchase a level of coverage that is right for you.

Learn more about Ontario Auto Insurance Reforms

 Recommended

Provides additional protection for eligible claimants in the event of injury or death caused by an underinsured motorist.

• The coverage is the difference between your Family Protection limit, as per the terms of your policy, and the liability insurance limits of the other at-fault driver.

Example: Robert was involved in an automobile accident that caused $800,000 in damages. John, the driver responsible for the accident, was covered up to $500,000. Fortunately, Robert had added $1,000,000 in Family Protection coverage to his policy, which covered the $300,000 difference between the damages and the at-fault driver’s coverage.