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5 good driving habits to prevent car accidents

1. Be a feather-feet driver

By respecting speed limits you’re not only avoiding a ticket and demerit points, but you’re also doing your part to help make roads safer for everyone.

2. Stay Zen

Give yourself enough time to get where you’re going—you won’t have to worry about arriving late and there will be less temptation to exceed the limit. When you can avoid rushing, there’s less risk of an accident and you’ll burn less gas.

3. Keep your distance

From other cars

Drive defensively and be aware of the other cars on the road. Always keep a safe distance between you and the vehicle in front of you. This gives you more time to react, so you won’t have to brake suddenly.

From heavy vehicles

Heavy vehicles have longer braking distances and wider blind spots than passenger vehicles. If there’s a heavy vehicle behind you, put your turn signal on well in advance and leave extra space for the driver to brake safely.

4. Slow down when taking a turn

Always respect the speed displayed on the road signs when taking a turn. This will reduce the risk of losing control of your vehicle.

5. Yield the roadway to pedestrians

Look out for crosswalks and stay alert when approaching an intersection. Remember to show some courtesy to pedestrians who need to cross the road.


Stop as soon as you see a pedestrian step into a crosswalk or if they look like they’re about to cross. For example, they could be waiting on the sidewalk in front of the crosswalk, waving in your direction or making eye contact with you.


Stop your vehicle before the stop line and give priority to pedestrians. Note that pedestrians have the right of way at intersections where a right turn on a red light is permitted.

Adopt good habits and benefit from it

Car insurers often reward safe drivers with discounts and lower premiums. This is the case for us, and we offer the Ajusto® program and a Zero Violations discount.

File a claim after a car accident

If you have a car accident, fill out an accident report (PDF) Important: This PDF is intended for printing. It has not been optimized for screen readers. To find out the information you need to exchange with the other driver after an accident, call us at 1-888-776-8343. with the other driver involved and call the police if necessary.

If you’re insured with us, you can file your auto claim online at any time or call us to speak to a claims advisor at 1-888-776-8343.

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Bad habits and good behaviours

Sharing the road with heavy vehicles

5 good driving habits to prevent car accidents

Avoiding accidents, or at least reducing the risk of getting into one, is possible if you adopt good road behaviours. Here are 5 driving habits that will enable you to drive safely.

This information is provided for information purposes only. Desjardins Insurance shall not be liable for any damages arising from any reliance upon such information. Desjardins Insurance recommends using caution and consulting an expert for comprehensive, expert advice. Full details regarding coverage and exclusions can be found in the insurance policy, which always prevails. Certain conditions, limitations and exclusions may apply.

® Ajusto is available in Ontario and Quebec only.

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