System update: This Saturday at 8:30 PM until Monday morning (Eastern Time)
Get a quote, update your insurance or file a claim online before or after this time period. You can call us if needed during business hours.
Though with setting a realistic budget, some online research and knowing where to shop to get the best deals, home furnishing on a budget can be done!
Window Shop Online
Spend some time researching beforehand by looking up furniture styles and prices from various retailers. This can often help save time and money! Find out what you like, don’t like and what price range works best for you. Read any reviews of the product to see what customers have said. Look closely at the measurements to see if it will be able to fit in your home. Once armed with more information, you can either buy it online or see if it’s available in store.
Some retailers offer online deals if you sign up for their promotional emails. You can do this if you’re interested in purchasing online to help save money and get a discount. Although don’t forget to consider any shipping costs in your decision.
Examine Closely in Store
When shopping for furniture in-store, get physical and test it out. Lean back on the couch and stretch out on the bed to get a real feel for whether you like the item or not. Bring a measuring tape with you to double-check the measurements in person and take some photos with your mobile device. If you’re still unsure, you can think about it for a day and come back to the store to purchase it. Don’t forget to consider the delivery costs in your decision.
Big Sales Events
Depending on the timing of your moving date and when you need to buy furniture, you might be able to save money by purchasing items on big sales events such as Black Friday or Boxing Day. Sometimes if you buy an item a few days before the big sale, you can still get a discounted price. Be sure to find out if the store has any upcoming sales by looking online or asking an employee in person.
There are plenty of secondhand furniture gems that can be found in consignment stores. Plan a visit and browse through the items. If something catches your eye, you can buy it at an affordable price. If you don’t see anything right away, you can come back often as stock constantly changes.
You never know what you can find at a garage sale! If you see any around your neighbourhood, stop by and have a look. Sometimes you can find bookshelves, cabinets, chairs and other items still in decent condition. Just be sure to inspect them beforehand and be aware of the size of the item. Politely negotiate a final price with the seller.
Ask Family and Friends
Inform your family and friends that you are looking for furniture. They may have some used furniture they can sell to you for a lower price. Your loved ones will be grateful that you’re helping them to declutter. Before fully committing though, have a look at the furniture to see if it’s truly something you would want in your home.
Décor on a Dime: a Budget-Friendly Decorating Guide
Budgeting Tips for the Holiday Season
These tips are provided for information and prevention purposes only. They are general in nature, and Desjardins Insurance cannot be held liable for them. We recommend using caution and consulting an expert for comprehensive, tailored advice.
In Quebec, Desjardins Insurance refers to Desjardins General Insurance Inc. In Ontario and Alberta, Desjardins Insurance refers to Certas Direct Insurance Company, underwriter of automobile and property insurance.