Lock your doors and close your windows
You may live in a safe neighbourhood, but thieves are looking for easy targets and travel to different areas looking for cars to steal. Ensure that your vehicle’s doors are locked, and the windows closed whenever you’re not in the car.
Don’t leave your keys in the car
Many people leave their keys in the ignition while running a quick errand inside a store or warming up their vehicle in the winter. This creates an easy target for would be thieves. It’s also best not to keep your spare car keys in the glovebox as thieves often check here for valuables.
Use additional security features
A car alarm is great, but professional thieves know how to get around them, which is why additional security features may help. Tools such as a steering wheel lock make it impossible to turn the wheel, while an inexpensive lug nut lock makes it challenging to remove and steal tires.
Cover up any valuables
Not every thief is looking to steal your car, sometimes they’re looking for valuables left inside the vehicle. If you have a dash cam, always remove it when you exit your vehicle. Getting a trunk cover so anything in your car isn’t openly exposed can also help. Avoid keeping any loose change in your cupholders. Remember, even though things such as sunglasses or gloves may not seem valuable to you, a thief might be interested in them.
Be smart about where you park
Whenever possible, park your vehicle in a garage or underground parking lot. If you must park on the street, try to choose one that is well lit and has foot traffic. When parking in an area you’re not familiar with, it may be worth parking in a lot where there is an attendant or security cameras.
Install home security cameras
If you park in your driveway investing in an exterior home security camera is an easy way to make your vehicle a less appealing target. Make sure that the camera has a clear view of your car and that it can easily be seen from the street. There are many inexpensive models on the market, but it may be worthwhile to purchase one that has motion-activated floodlights.
Keep your keys away from doors and windows
Many people keep their car keys by their front door for convenience, but that may actually help thieves steal your car. Vehicles that use a key fob activated starter are vulnerable to having the signal from their key fob emulated by sophisticated car thieves. By keeping your keys away from doors and windows or getting a key fob blocking pouch, you can protect yourself.
Have the right insurance coverage
Review your auto insurance policy to ensure you have the right coverage. For example, a reimbursement of the replacement vehicle costs can help you get through the time it takes to process your claim.
Remember that your automobile insurance policy doesn't cover items that you are carrying, such as portable computers, mobile phones, purses, equipment (e.g. GPS) or sports equipment. To protect these items at all times, be sure to have a complete home insurance policy.
How to Prevent Car Theft
Even though most new vehicles come with a built-in security system, auto thefts still cost Canadians more than a billion dollars a year. Vehicle theft has exponentially grown in the Greater Toronto Area over the past few years. Thieves are becoming smarter, and depending on your vehicle, it may just take seconds to compromise. While this may sound concerning to people, there are many ways to prevent you from becoming a victim of car theft.
The terms and conditions of the coverages described are set out in the insurance policy, which always prevails. Some conditions, exclusions and limitations may apply. These tips are provided for information and prevention purposes only. They are general in nature, and Desjardins Insurance cannot be held liable for them. We recommend using caution and consulting an expert for comprehensive, tailored advice.