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null Rural vs. Urban Living

Vast expanses of greenery, eating food grown in one’s own backyard and the peace and quiet are just few of the many benefits of living in a rural home. But the lack of avenues for employment, entertainment and amenities dissuades most from choosing the rural lifestyle.

When it comes down to choosing between urban and rural living, urban living is generally the norm, especially in cities.  Here’s an interesting statistic. In 1851, 90 percent of Canadians lived in rural areas. In 2011 this figure had dropped to 18.9 percent, the second lowest among the G8 countries.

If you are sitting on the fence about whether to buy a home in the country side or in the city, here are few pointers to consider.

3 Big Advantages of Living in a Rural Home

  • Healthier living:  You may find yourself surrounded by lush vegetation, animals, lakes and rivers. You live at your own pace or at least one that is much slower than the city. Your day starts when the sun rises and ends when the sun sets. In the evenings you are likely to be home relaxing, spending time with family and friends or catching up on your reading.
  • Community support: There is a greater sense of community in rural areas. Your friends become your family and everyone knows you.
  • Safer for the children: With lower crimes rates in rural areas, buying a home can be considered safer for children.   Generally, rural schools have a better teacher to student ratio.  Children can benefit by learning about nature as they grow up.

Now let’s explore the Urban side.

3 Big Advantages of Living in an Urban Home

  • It’s convenient:  Maintenance on an urban home may come in the way of condo fees, but you will not have to do the work yourself.  You may give up space living in the city, but you may gain greater freedom by having the choice to have someone else do the general maintenance.  Shopping and amenities will be close to you, so this will provide more convenience.
  • Employment opportunities: Most factories, industries, office complexes and government agencies are located in the city.  Also depending on your profession, an urban home may make your commute less, and allow more enjoyment for life.
  • Better amenities: For families in need of frequent medical care, staying in the city is a practical decision. Cities also have a much better transportation system and are well-connected with other locations making it easier to commute for work and leisure.

Undoubtedly there are advantages and disadvantages of living in a rural home versus an urban home.

If you and your family have the option of being able to move to a rural home, then that is definitely something that you need to consider and discuss as a family. Renting a rural home for a family holiday is a good place to start before you decide to move there permanently.

Rural vs. Urban Living

Country mouse or city mouse? Learn more about the advantages and disadvantages of both options.

For most people, living in a country home would be an idyllic existence.

These tips are provided for information and prevention purposes only. They are general in nature, and Desjardins Insurance cannot be held liable for them. We recommend using caution and consulting an expert for comprehensive, tailored advice.

In Quebec, Desjardins Insurance refers to Desjardins General Insurance Inc. In Ontario and Alberta, Desjardins Insurance refers to Certas Direct Insurance Company, underwriter of automobile and property insurance.

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