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null Tips to keep in mind when the days grow shorter

In fact, some may find themselves feeling more at risk of filing a group auto insurance claim because of reduced visibility and the glare that headlights can emit.

Experts say that it often takes a few weeks to adjust fully to the time change, but in the meantime,’s Ian Law offers some suggestions for how motorists can acclimate themselves to their darker surroundings.

For instance, much of the preparation drivers do are things that jibe with the evening hours. Because the headlights will be in the on position a lot more frequently, this is the ideal time of year in which to check the headlight system to ensure that they’re bright enough and that they’re all operating at peak levels.

Something else that drivers should be aware of, Law says, is that the change in time can result in accidents. In fact, traffic statistics indicate that automotive accidents tend to rise in the days immediately following the return to Standard Daylight Time, because drivers’ sleeping patterns often change. If drivers find that they are experiencing these types of situations, it may be wise to take a nap at some point in the day. As little as 15 to 20 minutes can help drivers get back into their normal routine and stay more alert while driving.

Because conditions are darker, it may be harder to spot pedestrians or cyclists who are walking on the side of the street. Law cautions motorists to keep an extra close eye on the sides of the road. And for those who often take these walks on heavily-trafficked streets, they should be sure to wear bright clothing. They may also want to wear a headlamp, which can serve as an additional indicator to motorists that they are present. These can generally be purchased at a home improvement or sporting goods store that caters to runners.

When the clocks turn back, check the fire detectors

Something else that’s unrelated to driving but is nevertheless no less important is fire safety. And one of the best ways of diminishing the risk of a home insurance claim resulting from a fire is to ensure that smoke detectors are working appropriately. Home safety experts say that changing the clocks back one hour is an ideal time in which to perform a fire alarm check.

It’s also an ideal time in which to change the smoke detector’s batteries. Though smoke alarms don’t require a lot of power to operate, a year of using one battery can cause the detector’s power to drain, especially if it sounded off several times in the previous 12-month period after false alarms. Once the battery has been installed, homeowners should test the alarm to make sure it functions properly. If there’s a problem, the alarm may need to be replaced.

For new homeowners or those who have recently insured their apartment, they may not be familiar with smoke alarms and where the best place is to have them installed. There’s a website that consumers can visit that will help them learn about these basics. provides individuals with this kind of information so they can protect their belongings and loved ones.

Tips to keep in mind when the days grow shorter

With the return to Standard Daylight Time, many Canadians may find themselves having a hard time adjusting to the fewer hours of sunlight.

These tips are provided for information and prevention purposes only. They are general in nature, and Desjardins Insurance cannot be held liable for them. We recommend using caution and consulting an expert for comprehensive, tailored advice.

In Quebec, Desjardins Insurance refers to Desjardins General Insurance Inc. In Ontario and Alberta, Desjardins Insurance refers to Certas Direct Insurance Company, underwriter of automobile and property insurance.

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