This is no exception with Canadians, of course, as most will take at least a week or two off from their jobs in a given year so they can enjoy time with their families either at home or on vacation in another part of the country or world.
It’s these times away from home, however, that burglars make their plans, hoping to invade someone’s residence while no one’s around. And while most home insurance plans provide protection for policyholders so they can replace anything that’s stolen, most would like to prevent a home invasion from occurring in the first place.
In light of this, the U.S.-based Insurance Information Institute has compiled a list of strategies homeowners may want to implement to prevent or decrease the risk of burglary.
Make it difficult to enter
One of the most important aspects of protecting one property from being broken into is by making it as time-consuming as possible to gain entry. The III says that this doesn’t necessarily require a lot of effort, as something as simple as deadbolting the door and making use of the locks that come with windows will at the very least suspend a burglar from entering.
Prevent “silent” invasions
Another reason why it’s important to use these security measures is because they will require a significant amount of jostling if a potential burglar tries to break through them. The chances of them doing so are limited, though, because the more noise they make, the more likely it is someone will hear it and see what’s happening.
Another way to make a lot of noise is by installing an alarm system that will sound off whenever someone tries to break in. When triggered, these alarm systems alert police and fire officials, who can respond relatively quickly to see what the problem is. The III says that alarm systems not only diminish the risk of someone making off with precious valuables, but they may also decrease a policyholder’s premiums, as some home insurance providers offer discounts for people who use them.
Use strong doors
As preventive as locks and alarms are, however, they’ll be of little use if the door is not top quality. The III says that outside doors and frames – which are ultimately the first line of defense to a property’s security – should be made of a solid hardwood, with a thickness of at least 1.75 inches.
Hide personal valuables
While these measures will make it harder for a burglar to gain access to a residence, additional precautions should be taken to diminish losses as much as possible. For example, identity theft frequently results from home invasions when personal information is stolen from computers. Homeowners would be wise to hide personal computers in a safe location so that they’re not spotted, the III advises. Expensive jewelry should also be put under lock and key, such as in a safety deposit box.
Thanks to greater awareness about burglaries, the incidence level has diminished significantly throughout the country. According to the Conference Board of Canada, Canada ranked in eighth place in burglaries based on 2006 numbers, giving it a grade of “B.” In addition, between 1980 and 2010, there’s been a steady decrease in break-ins throughout the country, which may be explained by an increase in the number of home security devices used, Statistics Canada reports.
These tips are provided for information and prevention purposes only. They are general in nature, and Desjardins Insurance cannot be held liable for them. We recommend using caution and consulting an expert for comprehensive, tailored advice.
In Quebec, Desjardins Insurance refers to Desjardins General Insurance Inc. In Ontario and Alberta, Desjardins Insurance refers to Certas Direct Insurance Company, underwriter of automobile and property insurance.