General and specialized contractors insurance
Protect your livelihood with insurance for contractors
Do you own a construction company? Are you a renovation contractor or work as a specialized contractor (e.g. electrician, plumber, mover, excavation contractor or landscaper)? Then you need contractor business insurance coverage to protect you in the event of a loss.
Contractor insurance Basic Coverage
Our basic coverage for general and specialized contractors provides all-risk insurance with replacement cost and no co-insurance clause in the event of a claim. Among others, it includes coverage for:
Accidental damage to electrical, mechanical or electronic equipment
Additional expenses incurred to continue normal business operations after an insured loss
Financial loss due to a fraudulent electronic funds transfer originating on the insured premises
Contractor insurance Optional Coverage
In addition to the most common optional coverages, you can customize your insurance based on what you need for your business:
Property loss caused by a flood on a work site
Damage to a work site caused by an earthquake
Vandalism to model homes
Cost of renting tools and equipment to be able to continue work following theft or another insured loss
Accidental environmental damage
Conditions, limitations and exclusions may apply. The text on this page is provided for information purposes only. Full details regarding coverage and exclusions can be found in the insurance policy, which always prevails.