Health and personal care insurance
Healthcare business insurance: prevention is better than cure!
Owners of hair salons or esthetic clinics and health care professionals like physiotherapists, chiropractors or psychologists need to cover their clinic or business place with healthcare business insurance. You’re a physician working in your own clinic? Consider buying insurance for your medical clinic!
Health and personal care insurance Basic coverage
Our basic coverage for health and personal care businesses provides all-risk insurance with replacement cost and no co-insurance clause in the event of a claim. Among others, it includes coverage for:
Accidental breakage of windows and signs
Accidental damage to electrical, mechanical or electronic equipment
Building damage caused by break-in
Loss or damage caused by interruption in your cloud-based services
Replacement of keys and locks if your keys are lost or stolen
Financial loss due to a fraudulent electronic funds transfer originating on the insured premises
Reproduction of valuable papers after an insured loss
Health and personal care insurance Optional coverage
In addition to the most common optional coverages, you can customize your insurance based on what you need for your business:
Protect your business in the event of identity theft, data breaches and cyber attacks with our Cyber risk coverage.
Theft or accidental breakage of tools or portable equipment while in transit or being used outside your business location
Financial loss due to business credit card fraud
Your liability if you accidentally injure someone while working
Damage caused by water seepage from the roof of your place of business
Accidental loss of vaccines and medication
Theft or accidental breakage of works of art