Insurance for real estate
Protect your building stock with insurance for real estate
With Desjardins Insurance’s commercial and residential building insurance, you can protect all your properties (apartment complexes, retirement homes, etc.) against loss. We also insure commercial and residential condo buildings.
Are you a member of a condo association? If so, keep reading.
The adoption of Bill 141, in effect since December 13, 2018, has led to several changes to the Civil Code of Québec affecting co-ownerships. Find out how your condo association is impacted.
Insurance for real estate Basic coverage
Our basic coverage for real estate owners provides all-risk insurance with replacement cost and no co-insurance clause in the event of a claim. Among others, it includes coverage for:
Accidental breakage of windows and signs
Accidental damage to electrical, mechanical or electronic equipment
Fire department charges
Building damage caused by break-in
Accidental damage to walkways, parking lots and vegetation
Financial loss due to a fraudulent electronic funds transfer originating on the insured premises
Replacement of keys and locks if your keys are lost or stolen
Loss related to unpaid rent or condo fees
Insurance for real estate Optional Coverage
In addition to the most common optional coverages, you can customize your insurance based on what you need for your business:
Damage caused by water seepage from the roof of your place of business
Accidental environmental damage
Theft or accidental breakage of works of art
Directors and officers liability (condominiums)
Resident buildings (retirement homes and seniors’ residences)