Accident with collision: Am I covered?
You had a collision with another vehicle
Accident or loss?
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Coverage
You're asking yourself: Am I covered? Learn more here about the coverage related to your incident.
Two ways to check your insurance coverage
- Consult your insurance policy—also available at Online Services.
- Speak to an insurance agent.
Standard coverage
Certain coverage is required by law and is automatically included in your auto insurance policy.
Third Party Liability (Mandatory)
Covers you in case of accidental property damage or bodily injury caused to others.
Show moreCollision or Upset
Covers you against damage if your vehicle rolls over or is involved in a collision.
Show moreAccident Benefits (Mandatory)
Pays benefits if you are injured or lose your life in a car accident.
Show moreUninsured Automobile Coverage (Mandatory)
Provides coverage against accidents caused by uninsured motorists.
Show moreFamily Protection
Provides additional protection in the event of injury or death caused by an underinsured motorist.
Show moreDirect Compensation Property Damage (DCPD) (Mandatory)
Provides coverage for damage to your vehicle if you are not or are only partially at fault for an accident.
Show moreOptional coverage
Each car insurance policy is different. When you took out your policy, optional coverage may have been added based on your needs. If so, here's how you're protected.
5-Year New Vehicle Protection
Protects your new vehicle against depreciation for up to 5 years.
Show more$0 Deductible Option
Ensures you pay no deductible in the event of theft, vandalism or an at-fault accident.
Show moreLiability for Damage to Non-owned Automobiles
Covers you if you damage a rented or borrowed car anywhere in Canada or the United States.
Show moreTransportation Replacement
Covers your transportation replacement costs while your vehicle is being repaired in the event of a claim.
Show moreRemoving Depreciation Deduction
Replaces your vehicle with a new one in the event it’s stolen or destroyed.
Show moreStill have questions?
Don't hesitate to call or email your claims advisor, who can explain the details of your insurance coverage.
Find a recommended provider
Is immediate action required? Choose from our network of recommended providers. We take care of everything, and you get top quality service.
Reasons to choose a recommended body shop
- 24/7 vehicle towing
- Accurate damage appraisal using state-of-the-art technology
- Replacement vehicle during the repairs at no charge
- Repairs are done by an experienced team and guaranteed by the body shop for as long as you own the vehicle and have an insurance policy in force with us
- The information provided on this page is meant for informational purposes only. Full details regarding coverage and exclusions can be found in the insurance policy, which always prevails. Certain conditions, limitations and exclusions may apply.
- ® Trouble-Free Option is a registered trademark of Desjardins General Insurance Group Inc.
