Home insurance for tenants (apartment insurance)
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Liability Coverages for tenant
Liability Coverages protect you if you’re responsible for accidentally injuring others or damaging their property, for instance:
- You accidentally damage someone else's property (for example, your bathtub overflows and causes water damage to the neighbour's home below).
- You leave a candle burning and it starts a fire that damages your apartment and the fire spreads next door.
- Your pet injures someone (e.g., your dog bites a visitor).
Your Liability coverages also cover defense expenses related to bodily injury and property damage lawsuits.
Basic protection is $1 million. You can increase this amount up to $5 million under certain conditions.
Additional insurance coverage
You can also get additional home insurance coverage tailored to your needs.
Good to know
When you travel, your tenants insurance policy covers your property and your liability no matter where you are in the world.
Read our keys to prevention to find out how you can protect your property against water damage, weather damage and natural disasters.
Practical assistance service
Your home insurance policy with us comes with Desjardins Identity Theft Assistance at no additional cost.
- The information provided on this page is meant for informational purposes only. Full details regarding coverage and exclusions can be found in the home insurance policy, which always prevails. Certain conditions, limitations and exclusions may apply.