Home insurance for tenants
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Tenant insurance is a must for renters like you
Whether you're renting an apartment, condo or house, tenant insurance is a must. Bundle your car insurance with your tenant insurance and save more for the things that really matter. You can even insure your apartment online!
Tenant insurance coverage
With all-risk insurance, you can protect your personal property against most accidents like fire, theft, vandalism and certain types of water damage. Imagine being forced out of your apartment because of a loss. You’d want to be able to afford to live elsewhere while repairs were being done. Thankfully, your tenant insurance would cover your additional living costs.
When you might need all-risk insurance:
It never crossed my mind!
Our renter insurance coverage also covers accidents people don’t think of when buying their insurance policy, like dropping your laptop on the floor or your fridge in the stairs on moving day!
Tenants liability coverage
Liability coverage protects you if you’re responsible for accidentally injuring others or damaging their property. Basic protection is $1 million. You can increase this amount up to $5 million under certain conditions.
This liability coverage also covers defense expenses related to bodily injury and property damage lawsuits.
When you might need tenant liability insurance:
Discounts on tenant insurance
Good to know
When you travel, your tenant insurance policy covers your property and your liability no matter where you are in the world.
Read our keys to prevention to find out how you can protect your property against water damage, weather damage and natural disasters.
Desjardins Identity Theft Assistance
Get support from a team of identity theft experts at no additional cost with your home insurance.
- The information provided on this page is meant for informational purposes only. Full details regarding coverage and exclusions can be found in the home insurance policy, which always prevails. Certain conditions, limitations and exclusions may apply. Online insurance purchase is available subject to our underwriting policies. Limitations and exclusions apply.