Pet insurance plans and coverage
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Knowing your pet is covered against illness or injury—that’s what really counts. The Desjardins Pet Insurance Program offers 3 distinct insurance packages that allow you to choose coverage based on your pets individual needs: Bronze Paw, Silver Paw and Gold Paw. Whether you want basic coverage or a more deluxe package, give your dog or cat the care they deserve – and peace of mind for you knowing that you have a plan in place for unexpected vet bills!
Coverage summary by plan
Coverages
Bronze Paw
Silver Paw
Gold Paw
CoveragesAccident Veterinary diagnostics and treatment
Bronze PawUp to $2,000 per accident
Silver PawUp to $4,000 per accident
Gold PawUnlimited amount
This portion covers veterinary treatment fees if your pet is injured: veterinary diagnostics and treatment, prescription medications, X-rays, hospitalization, MRI/CAT scans and chemotherapy.
CoveragesIllness Veterinary diagnostics and treatment
Bronze PawUp to $2,000 per condition, per policy year
Silver PawUp to $4,000 per condition, per policy year
Gold PawUnlimited amount
This portion provides coverage to treat sickness, disease and any changes to your pet’s normal healthy state: veterinary diagnostics and treatment, prescription medications, X-rays, hospitalization, MRI/CAT scans and chemotherapy.
Bronze PawOptional
Up to $500
per policy year
Silver PawUp to $700
per policy year
Gold PawUp to $1,000
per policy year
This portion covers: annual cleaning and problems with teeth or gums.
CoveragesAdditional Coverage
3 categories:
- Alternative therapy
- Behavioural therapy
- Medical devices
Bronze PawNot included
Silver PawOptional
Up to $350 per category, per policy year
Gold PawUp to $350 per category, per policy year
This portion provides coverage for the following treatments: alternative therapy (homeopathy, massage therapy, hydrotherapy, acupuncture, chiropractic services and physiotherapy), behavioural therapy and Medical devices. They are not offered individually.
CoveragesPreventive Care Coverage Annual exams and preventive medication
Bronze PawNot included
Silver PawNot included
Gold PawIncluded
The Golden Paw plan covers the following types of preventive care: Annual Exam and Vaccinations ($100); Annual Heartworm Test ($45); Heartworm Prevention Medication ($120); Annual Routine Blood Wellness Profile ($130); Flea Control Medication ($120); Fecal Exam and Deworming ($30); Annual Routine Wellness Urinalysis ($70).
Coverages
Bronze Paw
Coverages Bronze PawAccident Veterinary diagnostics and treatment
Up to $2,000 per accident
This portion covers veterinary treatment fees if your pet is injured: veterinary diagnostics and treatment, prescription medications, X-rays, hospitalization, MRI/CAT scans and chemotherapy.
Coverages Bronze PawIllness Veterinary diagnostics and treatment
Up to $2,000 per condition, per policy year
This portion provides coverage to treat sickness, disease and any changes to your pet’s normal healthy state: veterinary diagnostics and treatment, prescription medications, X-rays, hospitalization, MRI/CAT scans and chemotherapy.
Coverages Bronze PawDental Care Veterinary diagnostics and treatment
Optional
Up to $500
per policy year
This portion covers: annual cleaning and problems with teeth or gums.
Coverages Bronze PawAdditional Coverage
3 categories:
- Alternative therapy
- Behavioural therapy
- Medical devices
Not included
This portion provides coverage for the following treatments: alternative therapy (homeopathy, massage therapy, hydrotherapy, acupuncture. chiropractic services and physiotherapy), behavioural therapy and Medical devices. They are not offered individually.
Coverages Bronze PawPreventive Care Coverage Annual exams and preventive medication
Not included
The Golden Paw plan covers the following types of preventive care: Annual Exam and Vaccinations ($100); Annual Heartworm Test ($45); Heartworm Prevention Medication ($120); Annual Routine Blood Wellness Profile ($130); Flea Control Medication ($120); Fecal Exam and Deworming ($30); Annual Routine Wellness Urinalysis ($70).
Protections
Silver Paw
Coverage Silver PawAccident Veterinary diagnostics and treatment
Up to $4,000 per accident
This portion covers veterinary treatment fees if your pet is injured: veterinary diagnostics and treatment, prescription medications, X-rays, hospitalization, MRI/CAT scans and chemotherapy.
Coverage Silver PawIllness Veterinary diagnostics and treatment
Up to $4,000 per condition, per policy year
This portion provides coverage to treat sickness, disease and any changes to your pet’s normal healthy state: veterinary diagnostics and treatment, prescription medications, X-rays, hospitalization, MRI/CAT scans and chemotherapy.
Up to $700 per policy year
This portion covers: annual cleaning and problems with teeth or gums.
Coverage Silver PawAdditional Coverage
3 categories:
- Alternative therapy
- Behavioural therapy
- Medical devices
Optional
Up to $350 per category, per policy year
This portion provides coverage for the following treatments: alternative therapy (homeopathy, massage therapy, hydrotherapy, acupuncture. chiropractic services and physiotherapy), behavioural therapy and Medical devices. They are not offered individually.
Coverage Silver PawPreventive Care CoverageAnnual exams and preventive medication
Not included
The Golden Paw plan covers the following types of preventive care: Annual Exam and Vaccinations ($100); Annual Heartworm Test ($45); Heartworm Prevention Medication ($120); Annual Routine Blood Wellness Profile ($130); Flea Control Medication ($120); Fecal Exam and Deworming ($30); Annual Routine Wellness Urinalysis ($70).
Coverages
Gold Paw
This portion covers veterinary treatment fees if your pet is injured: veterinary diagnostics and treatment, prescription medications, X-rays, hospitalization, MRI/CAT scans and chemotherapy.
This portion provides coverage to treat sickness, disease and any changes to your pet’s normal healthy state: veterinary diagnostics and treatment, prescription medications, X-rays, hospitalization, MRI/CAT scans and chemotherapy.
Coverage GoldPawDental Care Veterinary diagnostics and treatment
Up to $1,000
per policy year
This portion covers: annual cleaning and problems with teeth or gums.
Coverage GoldPawAdditional Coverage
3 categories:
- Alternative therapy
- Behavioural therapy
- Medical devices
Up to $350
per category, per policy year
This portion provides coverage for the following treatments: alternative therapy (homeopathy, massage therapy, hydrotherapy, acupuncture. chiropractic services and physiotherapy), behavioural therapy and Medical devices. They are not offered individually.
The Golden Paw plan covers the following types of preventive care: Annual Exam and Vaccinations ($100); Annual Heartworm Test ($45); Heartworm Prevention Medication ($120); Annual Routine Blood Wellness Profile ($130); Flea Control Medication ($120); Fecal Exam and Deworming ($30); Annual Routine Wellness Urinalysis ($70).
Annual deductible
You pay one deductible per year, regardless of how many claims you submit throughout the year. If you have no claims that year, you will not pay any deductible.
Reimbursement
The Desjardins Pet Insurance Program will cover 80% of pet care costs, less your annual deductible. This reimbursement applies for all pet insurance coverage plans.
Deductible by age of pet
Age of pet | Dog | Cat |
---|---|---|
0 to 5 years | $100 | $100 |
5 to 10 years | $250 | $150 |
10+ years | $350 | $200 |
Learn more
Learn more about the Desjardins Pet Insurance Program.
You can also have a look at our FAQ section.
- The information on this page is provided for informational purposes only. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails. Conditions, exclusions and limitations may apply.
- The Desjardins Pet Insurance Program is underwritten by Petline Insurance Company and is distributed in Quebec by Missisquoi Insurance Company.
See how easy it is to protect your pet with Desjardins Insurance!
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