Your province

Skip to Content

Preventing a car accident

A lot of accidents could be prevented. Here are a few safety reminders to help you drive carefree.

Winter Tires

Winter driving requires four winter tires. Winter tires are made with a special rubber compound and tread adapted to winter conditions. The deeper tread provides better traction on snow and ice, which shortens the required braking distance and helps you avoid accidents.


Speeding is one of the leading causes of road accidents. Even if you think you are in total control of your vehicle, respect the speed limit. Remember—you're not alone on the road and accidents happen without warning.

Cellphones at the Wheel

Even though you can use your cellphone at the wheel with the hands-free function, it is recommended that you use it as little as possible. Cellphones are a major distraction. Since your attention must be focused on the road, it is best to you eliminate as many distractions as possible.

Drinking and Driving

If you feel you've had a few too many, plan on getting home safely:

  • Designate a driver
  • Take a taxi
  • Use public transit
  • Ask your hosts if you can stay the night

Drowsiness at the Wheel

As soon as you feel the first signs of fatigue (frequent yawning, itchy eyes, heavy eyelids, etc.), stop at a safe place and rest for a few minutes.

Driving and Heavy Vehicles

Make sure the drivers of heavy vehicles can see you.

  • When following a heavy vehicle: Keep a reasonable distance. You must be able to see one of the vehicle's side mirrors at all times.
  • When passing a heavy vehicle: The driver may not see you when you are beside him/her. If you notice the driver start to change lanes, accelerate or slow down so that he/she can see you.
  • When returning to your lane: After passing, change lanes only when you can see the entire vehicle in your rearview mirror.

In case of a loss

If, despite these precautions, you have an auto accident, write up an accident report or call the police, if necessary. Then, call a claims advisor to determine what needs to be done and start the claims process.

Get Ajusto

Ajusto® rewards good driving. You could save more on your car insurance!

Online Services

Use your mobile devices to view and edit your home or auto insurance file or file a claim, at your convenience.


With Radar you get personalized weather alerts when severe weather threatens your property.


Get a quote

Up to 2 cars and 3 drivers 1 car and 1 driver

Prefer to call us?


The information provided on this page is for informational purposes only. Desjardins Insurance shall not be liable for any damages resulting from reliance on this information. Use caution and consult with a qualified expert for comprehensive, personalized advice.

Full details regarding coverage and exclusions can be found in the home insurance policy, which always prevails. Some conditions, limitations and exclusions may apply.

Ajusto is underwritten by Desjardins Insurance which refers to Desjardins General Insurance Inc in Quebec and to Certas Direct Insurance Company in Ontario.

® Ajusto is a registered trademark of Desjardins General Insurance Inc, used with permission by Certas Direct Insurance Company.

The discount does not apply to certain endorsements and additional coverages. Subject to the Terms and Conditions of the Ajusto Program in effect on the date of your enrollment.

TM Radar is a trademark of Desjardins General Insurance Group Inc., used under licence.